Senior Risk Reporting Analyst

The Senior Risk Reporting Analyst will be responsible for generating, validating, maintaining  and enhancing various reports for the Credit Department, Lending and Risk Management. These reports will be used by Credit Administration and management to monitor the performance of the Bank’s loan portfolios and other risks. Responsibilities also include active involvement in the testing of the nCino lending platform.

Officer and multiple business units. The Senior Risk Reporting Analyst will interact with management to aggregate and analyze risk information by developing and maintaining quantitative analytics, analyzing risk data, and enhancing the risk reporting infrastructure to develop and deliver efficient and meaningful risk reporting that captures risk/performance data across the highest levels of management and committees.  This includes members of Executive Management and the Board of Directors.

• Produces monthly and quarterly, as well as ad hoc requests and audit specific reporting
• Proactively works to convert existing Bank reporting into nCino loan reporting systems or PowerBI while identifying opportunities to improve or streamline the existing procedures.
• Provides detailed reporting requirements to the Business Intelligence team, guides the development of new reports, and validates newly created reports.
• Maintains up-to-date written procedures for all reports produced by the department.
• Performs nCino and other lending system testing and validation to ensure alignment with ongoing reportability goals.
• Observes and communicates the status, trends, and risks of the Bank’s loan portfolios
• Undertakes other analysis and research assignments as directed by Chief Credit Risk Officer and Credit Administration Manager.
• Other duties, as assigned.

QUALIFICATIONS:

To perform this job successfully, the individual needs to have a very good blend of analytical skills, and experience in reporting in the banking industry. Bachelor’s degree or three years of  comparable work experience considered.

• Must exhibit strong organizational skills with attention to detail
• Must be able to work on multiple tasks concurrently and meet deadlines.
• Must have a good understanding of data structure and have experience with loan coding in both core banking applications and loan origination systems.
  • Specific experience in COCC and nCino is helpful.
• Must understand credit risk and have a working knowledge of how loans are categorized and measured for credit and regulatory purposes.
• Possesses experience in reporting systems including PowerBI.
  • Additional experience with Crystal, Microsoft Access and the nCino Loan Origination Module reports is helpful.
• Must possess analytical and problem-solving skills to evaluate composition of loan portfolios and be able to identify & explain changes in the portfolio.
• Must be proficient in Microsoft Office including Excel and PowerPoint
• Excellent communication skills (written and verbal)

The individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required.

The individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

BANKNEWPORT CORE VALUES:

• We celebrate individuality
• We empower employees to be creative problem solvers
• We invest and take the time to really get to know our customers
• We commit to serving the financial needs of Rhode Islander’s

Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

BankNewport is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity or expression, pregnancy, childbirth or related medical conditions, military service, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.